How I Use My Monthly Spread
I have been using the monthly spread in my Erin Condren to keep track of my bills and financial stuff and it really works well for me. For March, I'm going to use some of the stickers from the Succulent themed kit, as well as a couple of coordinating washi and my fave black pen. Let's get planning!
First, I added a bit of washi to the top and side of the page for a bit of fun (and because I can't NOT use washi, let's be honest).
I usually write all my bills down on the stickers before I put them in my planner. It just seems to go a lot faster this way. And bills aren't fun to think about, so the sooner I can be done planning them out, the better!
This is what the whole month looks like with the bill due stickers in place (I'll write in the amounts later). As I pay a bill, for example, my car insurance, I check off one of the little hearts on the sticker. My insurance company/bank always takes a few days for the funds clear my account, but when it does, I check off the second heart. Maybe I'm just really particular about my bank processing things in a timely manner, or maybe I just really like checking things off, but either way, I like to keep track!
If a bill and a holiday are on the same day, I make sure not to cover up the holiday noted.
Next step is putting in my paydays and savedays. I like to use corner stickers and the little piggybank is too cute not to use. Sometimes I'll even write on the pig the amount I put in savings. Sorry pig.
Last of the yuck stuff, debts. In the Goals section, I use the skinny appointment labels to write in the debt name (credit card, student loan, etc) and below that I leave two spaces. Here I write the month's beginning balance of the debt and one for the ending balance of the debt. At the very bottom, I leave room for the total amount I paid towards debt, and the bigger the number, the happier I am.
Finally, I add a bit more washi and some cute stickers and that is my monthly spread, you guys! How do you keep track of your finances? Let me know in the comments, I would love to hear bout it (or see, if you post on IG/YT/ETC). Thanks for reading!
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